What We Do

What We Do

YOUR Personal CFO

A corporate Chief Financial Officer (CFO) is described as a senior manager who is responsible for overseeing the financial affairs of an entire company, including strategic financial planning, investment decisions, cash flow, tax reporting, etc. Generally speaking, a CFO will have a team of experts to support him as they advise their CEO (client). A Personal CFO can be described in a similar way – as the senior advisor responsible for overseeing the financial affairs of an entire family or wealthy individual. Similar to the corporate CFO, a Personal CFO will rely on other advisors and experts to support him in advising their client on the optimal and effective way to achieve a client’s goals. Our mission statement is to help our client’s define and achieve their life aspirations.

Private Wealth Management

Private Wealth Management is the term generally used to describe a highly customized and sophisticated investment management, financial planning AND tax advisory service delivered to high net worth investors. In addition to the typical financial planning topics, private wealth management includes advice on the use of trusts and other estate planning vehicles, business succession or stock option planning, and the use of hedging derivatives for concentrated equity positions. Due to the high impact of income taxes on a client’s situation, tax advice may take a more central role in the delivery and depth of the recommendations.

Portfolio Management

Daniel Advisors employs a top down investment approach based on Modern Portfolio Theory (MPT). MPT uses diversification to mitigate the risk associated with shorter term portfolio fluctuations that cause investors to lose sight of their long-term investment strategy. In our experience, clients are best served by developing an Investment Policy Statement (IPS), which governs their decisions throughout their lifetime as risk based investors. Each client’s IPS will be uniquely designed based upon their personal goals and aspirations, and risk tolerance. Once a client’s IPS has been memorialized and affirmed, Daniel Advisors creates a simple Strategic Investment Plan (SIP) to build a customized portfolio within an agreed time horizon. Each client’s portfolio is actively monitored throughout the relationship for both strategic and tactical adjustments as determined by market opportunities and evolving client circumstances.

Disciplined Process

D1 – Discover YOUR past…“What past experiences define you?”
D2 – Define YOUR future…“Who do you want to be?”
D3 – Detail YOUR present…“Where are you today?”
D4 – Design YOUR strategic plan…“How do you get there?”
D5 – Discipline YOUR financial life…“Get started today!”
5 Decisions to achieve YOUR Life Aspirations